 There are 4 appraisal classifications in Georgia:1. Certified General: A certified general appraiser holds the highest classification. A certified general appraiser is qualified to appraise any real property of any type or value.You can obtain more information from the Georgia Real Estate commission under INFORMATION AND RESEARCH.at https://grec.state.ga.us/ Appraiser Licensing Appraiser licensing varies from state to state. To participate in what is called a "federally-related transaction," which is, for example, a mortgage being underwritten by a national bank, an appraiser must be licensed or certified by his or her state. In Georgia a registered appraiser (trainee) is not qualified to perform appraisals for federally related transactions unless supervised by a licensed or certified appraiser who also signs the report. A certified appraiser is required for FHA appraisals. The license or certification is evidence that the appraiser has performed a certain number of hours as a trainee (registered appraiser) under the supervision of a practicing licensed or certified appraiser, may have passed an examination (depending on the state), and completes a certain number of hours of Continuing Education Training yearly. Prior to the Savings and Loan crisis of the 1980s, which gave rise to appraiser licensing, appraisers had to market their expertise, service, professionalism and association designations. Many feel that state licensing has diluted the appraisal profession. Many consider licensure a bare minimum of what you should expect from an appraiser. We have worked hard to establish a reputation for quality and prompt appraisal work, performed professionally and ethically, with outstanding customer service in Clayton, Fayette, Henry and contiguous counties. You should never just look for a licensed appraiser; you should be discriminating in choosing your service providers. Tour our website for valuable information on the experience we have and the service we provide. You should always be sure your appraisal service provider is, at the very least, licensed and in good standing. The Appraisal Subcommittee (ASC) of the Federal Financial Institutions Examination Council (FFIEC) maintains a national database of appraisers and their license/certification status. It is available publicly at this link. Among other things, this database, which relies on reports from each state appraisal board, will tell you if a service provider you are considering has had his or her license suspended, revoked, or whether the license has lapsed. You can rest assured that our license is current and in good standing!
In addition to being licensed as a Certified General Appraiser, the highest qualification in Georgia, I have over 37 years of experience as an appraiser and am on the FHA Approved Roster. Visit our home page for more information. https://whitworthappraisals.com/ |